Running a business in South Africa is a challenge. Quite apart from the political and economic conditions, every business must also comply with a web of governance, regulatory, tax, and labour law requirements. It’s a massive cost burden, but failing
As cloud-based software delivery has lowered the barrier to adoption, many companies are starting to lose track of the number of software subscriptions they have. This phenomenon is known as “SaaS creep” (SaaS stands for Software as a Service) and
Every business leader, from the corner office to the corner store, has a story they wish they could rewrite. A product launched too early, a hire made too hastily, a pivot that led off a cliff. Despite this, bad business
Big businesses have big budgets, big teams, and big safety nets. Small businesses have none of these things … And at times this can be to their advantage. The mistake many small business owners make is looking up towards their
Millennials and Gen Z – two generations raised on social media, shaped by climate anxiety, and equipped with instant access to information – are now rewriting the rules of consumer behaviour. For these switched-on generations, purchases are a statement of
While everyone’s talking about AI, trends are emerging that show the most successful small businesses have returned to the fundamentals: maximising every minute and tightening the leaks in local operations. Running a business in today’s topsy-turvy world is all about
Personal crises, such as bereavement, divorce, illness, and mental health challenges, are a reality of life, and how you respond when your employee is struggling says everything about you as a leader. Handle the situation badly and you risk losing
Particularly in volatile economic times like these, effective budgeting is a critical driver of business success. This is because a budget enables sustainable growth by aligning financial resources with strategic business goals. We can assist you to create well-structured budgets
Client concentration risk can sink a healthy business faster than falling sales. When one customer accounts for too much revenue, cash flow, valuation, and even survival hinge on decisions you don’t control. Here we explain the “40% Rule.” What it
If you’re a small business owner aged 55 or older, the 2026 Budget contained some very good news. Not only has the CGT exemption on the sale of small business by older persons been increased, but the definition of “small
JHCO assists companies to be sustainable and grow into the future. We are passionate about business and realised the positive impact fintech can have on startups, growing and maturing businesses.
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